home insurance

A new report finds that 84% of real estate investors say rising home insurance premiums hurt their cash flow in 2026. The figures highlight how sharply insurance costs have climbed, adding pressure on housing investors already dealing with high interest rates and repair expenses, and raising concerns about effects on rental prices and housing supply.

CNBC reports that many homeowners are carrying a large gap in their insurance coverage without realizing it. Homeowners may believe their policy fully protects their property, but rising rebuilding costs and policy limits can leave them underinsured. The article urges homeowners to review their coverage levels and update policies to reflect current replacement costs.

A new report identifies the US states where home insurance is expected to become unaffordable in 2026, with coverage costs rising beyond what many homeowners can reasonably pay. The findings come as premiums climb sharply in states exposed to wildfires, hurricanes and other climate-related risks, putting strain on household budgets and raising concerns about whether some homeowners will be able to keep adequate coverage.

SingSaver, a personal finance comparison platform based in Singapore, has launched a new home loans segment. The addition allows users to compare mortgage options alongside its existing credit card, loan and insurance comparison services. The announcement was carried by regional outlets, with the company describing itself as Singapore's leading personal finance platform.

The European Union is developing a climate insurance plan aimed at narrowing the protection gap — the share of climate-related losses not covered by insurance. As extreme weather events increase across Europe, growing numbers of homes and businesses face uninsured damage. Officials hope the plan will expand coverage and improve resilience, though details of how it would work remain to be set out.

Aviva chief executive Amanda Blanc has warned that new homes built in UK flood-risk areas could become uninsurable. Her comments put pressure on government planning policy ahead of the budget, raising concerns that buyers in vulnerable locations may struggle to get cover and that climate risk is increasingly shaping the housing and insurance markets.

A personal finance guide is explaining jewelry insurance basics for people settling into new homes. It covers what standard homeowners and renters policies typically cover for jewelry, common coverage limits, and when separate jewelry insurance or a rider makes sense. New homeowners and renters weighing protection for valuable pieces are driving interest in the topic.