{"ok":true,"trend":{"id":993163,"platform":"news","region":"global","key":"mortgage rates today, october 4, 2026: 30-year refinance rate rises by 27 basis points","title":"Mortgage Rates Today, October 4, 2026: 30-Year Refinance Rate Rises by 27 Basis Points","url":"https://news.google.com/rss/articles/CBMijAFBVV95cUxOejVSbjBXOWlEdDRVaHlqS3NmTV9iRlRsQmxBWGJpV0lSbVJ1VjNBcXhrLXBfNGJNQktTUHFoSFp2Tk42d0dIWU1YeWVWdjlKY0tGSWZqVXEyNlJ5QW1LMUdzRGl0NjRyenNPdkRqOHA3a2hNZGF3RzRWVmo2ZFZSR0FrYnFxV1pMTTFHMQ?oc=5","first_seen":"2026-10-04T14:09:03.268481Z","last_seen":"2026-10-05T12:05:06.935809Z","last_rank":31,"peak_rank":3,"last_volume":null,"peak_volume":0,"seen_count":13,"score":0.59375,"category_hint":"real_estate","section":"business","category":"real_estate","summary":"The average 30-year mortgage refinance rate rose by 27 basis points on October 4, 2026, marking a notable daily increase for homeowners weighing a refinance. Higher borrowing costs could discourage refinancing activity and add pressure to the housing market, with borrowers watching closely to see whether the upward move continues in coming days.","why":"A sharp single-day rise in refinance rates directly affects homeowners' borrowing decisions and housing affordability.","tone":"neutral","entities":["30-year mortgage","mortgage refinance rates","NORADA Real Estate"],"summarized_at":"2026-10-05T14:16:05.025260Z","meta":{"via":"scan","lang":"en","term":"housing market","source":"Norada Real Estate Investments","published":"Sun, 04 Oct 2026 22:45:58 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"30-Year Mortgage Refinance Rate Jumps 27 Basis Points","section_name":"Business","category_name":"Real Estate","timeline":[{"captured_at":"2026-10-04T14:09:03.268481Z","rank":3,"volume":null},{"captured_at":"2026-10-04T15:31:47.177713Z","rank":5,"volume":null},{"captured_at":"2026-10-04T16:53:48.265970Z","rank":5,"volume":null},{"captured_at":"2026-10-04T18:16:34.544571Z","rank":18,"volume":null},{"captured_at":"2026-10-04T19:38:51.752562Z","rank":17,"volume":null},{"captured_at":"2026-10-04T23:45:32.043313Z","rank":6,"volume":null},{"captured_at":"2026-10-05T01:07:53.009553Z","rank":18,"volume":null},{"captured_at":"2026-10-05T02:29:53.796347Z","rank":17,"volume":null},{"captured_at":"2026-10-05T03:52:12.065990Z","rank":11,"volume":null},{"captured_at":"2026-10-05T05:14:30.910325Z","rank":13,"volume":null},{"captured_at":"2026-10-05T09:20:56.160821Z","rank":23,"volume":null},{"captured_at":"2026-10-05T10:42:58.793584Z","rank":29,"volume":null},{"captured_at":"2026-10-05T12:05:06.935809Z","rank":31,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMijAFBVV95cUxOejVSbjBXOWlEdDRVaHlqS3NmTV9iRlRsQmxBWGJpV0lSbVJ1VjNBcXhrLXBfNGJNQktTUHFoSFp2Tk42d0dIWU1YeWVWdjlKY0tGSWZqVXEyNlJ5QW1LMUdzRGl0NjRyenNPdkRqOHA3a2hNZGF3RzRWVmo2ZFZSR0FrYnFxV1pMTTFHMQ?oc=5","author":"noradarealestate.com","title":"Mortgage Rates Today, October 4, 2026: 30-Year Refinance Rate Rises by 27 Basis Points","snippet":null,"posted_at":"2026-10-04T13:38:41Z","likes":null}],"elsewhere":[],"window":"7d"}}