{"ok":true,"trend":{"id":871003,"platform":"news","region":"global","key":"mortgage rates today, october 3, 2026: 30-year refinance rate drops by 5 basis points","title":"Mortgage Rates Today, October 3, 2026: 30-Year Refinance Rate Drops by 5 Basis Points","url":"https://news.google.com/rss/articles/CBMijAFBVV95cUxNalkzQUlNcmRsQnhnMWYyQTgwR3otdElHYXJiN3pUR0VKM050YXlDYl9aSEhVeUZnVWN1N1ZtMjNaQml4cUdFRVZKYnRlQ003MlY2V01PX25La3FndXI4Ni1kS2w0aDBPUFRfcG1xb2hHbHR4SE8wR1ZYTGk3cDRlR1Rzd2gta2Z5aHd2cA?oc=5","first_seen":"2026-10-03T14:49:59.113155Z","last_seen":"2026-10-04T22:22:49.342287Z","last_rank":27,"peak_rank":4,"last_volume":null,"peak_volume":0,"seen_count":19,"score":0.641875,"category_hint":"real_estate","section":"business","category":"real_estate","summary":"Mortgage rates moved on October 3, 2026, with the average 30-year refinance rate falling by 5 basis points. The dip is modest but may offer a small window for homeowners weighing a refinance. Borrowers continue to track daily rate movements closely as they decide whether to lock in or wait for further declines.","why":"Homeowners are watching daily mortgage rate movements to time refinancing decisions.","tone":"neutral","entities":["30-year mortgage","mortgage refinance rates"],"summarized_at":"2026-10-04T21:03:08.640825Z","meta":{"via":"scan","lang":"en","term":"housing market","source":"Norada Real Estate Investments","published":"Sat, 03 Oct 2026 22:48:13 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"30-Year Refinance Rate Drops 5 Basis Points","section_name":"Business","category_name":"Real Estate","timeline":[{"captured_at":"2026-10-03T14:49:59.113155Z","rank":8,"volume":null},{"captured_at":"2026-10-03T16:12:21.868779Z","rank":15,"volume":null},{"captured_at":"2026-10-03T17:34:24.494530Z","rank":16,"volume":null},{"captured_at":"2026-10-03T18:56:22.322895Z","rank":16,"volume":null},{"captured_at":"2026-10-03T20:19:02.413000Z","rank":16,"volume":null},{"captured_at":"2026-10-04T00:26:55.838834Z","rank":5,"volume":null},{"captured_at":"2026-10-04T01:49:36.545224Z","rank":4,"volume":null},{"captured_at":"2026-10-04T07:18:38.523467Z","rank":7,"volume":null},{"captured_at":"2026-10-04T08:41:01.450820Z","rank":7,"volume":null},{"captured_at":"2026-10-04T10:03:01.912588Z","rank":8,"volume":null},{"captured_at":"2026-10-04T11:25:05.410494Z","rank":10,"volume":null},{"captured_at":"2026-10-04T12:47:07.723021Z","rank":9,"volume":null},{"captured_at":"2026-10-04T14:09:03.268481Z","rank":15,"volume":null},{"captured_at":"2026-10-04T15:31:47.177713Z","rank":18,"volume":null},{"captured_at":"2026-10-04T16:53:48.265970Z","rank":19,"volume":null},{"captured_at":"2026-10-04T18:16:34.544571Z","rank":22,"volume":null},{"captured_at":"2026-10-04T19:38:51.752562Z","rank":24,"volume":null},{"captured_at":"2026-10-04T21:00:54.788103Z","rank":23,"volume":null},{"captured_at":"2026-10-04T22:22:49.342287Z","rank":27,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMijAFBVV95cUxNalkzQUlNcmRsQnhnMWYyQTgwR3otdElHYXJiN3pUR0VKM050YXlDYl9aSEhVeUZnVWN1N1ZtMjNaQml4cUdFRVZKYnRlQ003MlY2V01PX25La3FndXI4Ni1kS2w0aDBPUFRfcG1xb2hHbHR4SE8wR1ZYTGk3cDRlR1Rzd2gta2Z5aHd2cA?oc=5","author":"Norada Real Estate Investments","title":"Mortgage Rates Today, October 3, 2026: 30-Year Refinance Rate Drops by 5 Basis Points","snippet":null,"posted_at":"2026-10-03T14:28:31Z","likes":null}],"elsewhere":[],"window":"7d"}}