{"ok":true,"trend":{"id":870812,"platform":"news","region":"global","key":"a retired couple who hasn't claimed social security can convert $47,500 before dec. 31 and owe $0 federal tax. on jan. 1 the space resets, and whatever they didn't use is gone","title":"A Retired Couple Who Hasn't Claimed Social Security Can Convert $47,500 Before Dec. 31 and Owe $0 Federal Tax. On Jan. 1 the Space Resets, and Whatever They Didn't Use Is Gone","url":"https://news.google.com/rss/articles/CBMivgJBVV95cUxQYk5tZzJ0akQ2MTFjTlRoUFNPLTROUVEyVHV6Z3d2eURXTjlvQjlhaVQzX2NTZi1nV1ZDUC1zQ0llVDY4SE5NUlphT2dSb0FSakJka3lueGtOeUx6WVdKNGpSTGF3M25QaWVOUkNxNVd4QUJuY1lSVmZFNTNMT2NWVWJNcEw0Y2p0Wk5sak10ajFoWk10V056WG5nRXQ4RTRjQ3drZDNncWQybGstRWgwclFvTmlZaGlLR3ZELU9vdkNDemE3bzFIcXFJYjNGTE9ISmhJLUtTUUIyNTZOLTZDY0xKME50QmtvdDFfV3VKNEVyNWJ1NE1OdUttX2VLRUE3UVBrUVk5MmoyMlNMVHRCYmFoRXpWUDcycHlTWWkwZTJOaXRaUERpa2ZuT2ZVT2NIUTljcUVHYzVSSC1wY3c?oc=5","first_seen":"2026-10-03T14:46:59.773567Z","last_seen":"2026-10-04T00:23:56.031057Z","last_rank":34,"peak_rank":23,"last_volume":null,"peak_volume":0,"seen_count":8,"score":0.9353125,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"A retired couple who have not yet claimed Social Security can convert $47,500 from a traditional retirement account to a Roth before December 31 and owe no federal tax, according to 24/7 Wall St. The tax-free room comes from their low taxable income this year, and it disappears on January 1, when a new year's limits apply and any unused capacity is lost.","why":"Year-end deadlines push retirees to act on Roth conversion strategies before tax rules reset in January.","tone":"neutral","entities":["24/7 Wall St.","Social Security","Roth IRA","IRS"],"summarized_at":"2026-10-04T02:50:42.153586Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"24/7 Wall St.","published":"Sat, 03 Oct 2026 14:25:00 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"Retirees Can Convert $47,500 Tax-Free Before Year-End","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-10-03T14:46:59.773567Z","rank":23,"volume":null},{"captured_at":"2026-10-03T16:09:21.792161Z","rank":26,"volume":null},{"captured_at":"2026-10-03T17:31:23.899508Z","rank":30,"volume":null},{"captured_at":"2026-10-03T18:53:21.772916Z","rank":30,"volume":null},{"captured_at":"2026-10-03T20:16:03.931980Z","rank":32,"volume":null},{"captured_at":"2026-10-03T21:39:15.115646Z","rank":35,"volume":null},{"captured_at":"2026-10-03T23:01:22.861972Z","rank":36,"volume":null},{"captured_at":"2026-10-04T00:23:56.031057Z","rank":34,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMivgJBVV95cUxQYk5tZzJ0akQ2MTFjTlRoUFNPLTROUVEyVHV6Z3d2eURXTjlvQjlhaVQzX2NTZi1nV1ZDUC1zQ0llVDY4SE5NUlphT2dSb0FSakJka3lueGtOeUx6WVdKNGpSTGF3M25QaWVOUkNxNVd4QUJuY1lSVmZFNTNMT2NWVWJNcEw0Y2p0Wk5sak10ajFoWk10V056WG5nRXQ4RTRjQ3drZDNncWQybGstRWgwclFvTmlZaGlLR3ZELU9vdkNDemE3bzFIcXFJYjNGTE9ISmhJLUtTUUIyNTZOLTZDY0xKME50QmtvdDFfV3VKNEVyNWJ1NE1OdUttX2VLRUE3UVBrUVk5MmoyMlNMVHRCYmFoRXpWUDcycHlTWWkwZTJOaXRaUERpa2ZuT2ZVT2NIUTljcUVHYzVSSC1wY3c?oc=5","author":"24/7 Wall St.","title":"A Retired Couple Who Hasn't Claimed Social Security Can Convert $47,500 Before Dec. 31 and Owe $0 Federal Tax. On Jan. 1 the Space Resets, and Whatever They Didn't Use Is Gone","snippet":null,"posted_at":"2026-10-03T14:25:00Z","likes":null}],"elsewhere":[],"window":"7d"}}