{"ok":true,"trend":{"id":734817,"platform":"news","region":"global","key":"my mortgage is a problem for the fed, and for america","title":"My mortgage is a problem for the Fed, and for America","url":"https://news.google.com/rss/articles/CBMihAFBVV95cUxNdmtEQlhvaEJ3VVNicnpuZ2l1T3RPT0xjTHhtYi1rZnZWbDBET1RGWE5hTmpiX3FoTDFfejJBbzFncEFCRDJsV1FDV3ZfUFJ2aW9ZUzFyeV8zSzN2a0d2VERwOUNuRE0yMmpLTEw5LTM0UWhteThTNUNtRXNOU0RXZm1vZEM?oc=5","first_seen":"2026-10-02T12:47:11.089164Z","last_seen":"2026-10-02T18:16:15.800945Z","last_rank":21,"peak_rank":2,"last_volume":null,"peak_volume":0,"seen_count":5,"score":36.15,"category_hint":"real_estate","section":"business","category":"real_estate","summary":"A Financial Times opinion piece argues that the structure of American mortgages — long-term, fixed-rate, and cheaply refinanced — has become a problem for the Federal Reserve and the wider economy. Homeowners locked into low rates are insulated from rate hikes, dulling the impact of monetary policy and freezing the housing market, since few will sell and give up their loans.","why":"Ongoing debate over Fed rate policy and the frozen US housing market keeps mortgage lock-in effects in the news.","tone":"neutral","entities":["Federal Reserve","Financial Times","United States"],"summarized_at":"2026-10-02T18:49:10.640117Z","meta":{"via":"scan","lang":"en","term":"housing market","source":"Financial Times","published":"Fri, 02 Oct 2026 11:09:56 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"My mortgage is a problem for the Fed, and for America","section_name":"Business","category_name":"Real Estate","timeline":[{"captured_at":"2026-10-02T12:47:11.089164Z","rank":2,"volume":null},{"captured_at":"2026-10-02T14:09:13.012690Z","rank":5,"volume":null},{"captured_at":"2026-10-02T15:31:34.293676Z","rank":8,"volume":null},{"captured_at":"2026-10-02T16:53:34.206478Z","rank":12,"volume":null},{"captured_at":"2026-10-02T18:16:15.800945Z","rank":21,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMihAFBVV95cUxNdmtEQlhvaEJ3VVNicnpuZ2l1T3RPT0xjTHhtYi1rZnZWbDBET1RGWE5hTmpiX3FoTDFfejJBbzFncEFCRDJsV1FDV3ZfUFJ2aW9ZUzFyeV8zSzN2a0d2VERwOUNuRE0yMmpLTEw5LTM0UWhteThTNUNtRXNOU0RXZm1vZEM?oc=5","author":"Financial Times","title":"My mortgage is a problem for the Fed, and for America","snippet":null,"posted_at":"2026-10-02T11:09:56Z","likes":null}],"elsewhere":[],"window":"7d"}}