{"ok":true,"trend":{"id":677370,"platform":"news","region":"global","key":"best 18-month cd rates for october 2026: earn up to 4.4% apy","title":"Best 18-month CD rates for October 2026: Earn up to 4.4% APY","url":"https://news.google.com/rss/articles/CBMinAFBVV95cUxQUVBGQ0ZvTWZKOC0tYUdld05iTmNOOW1ZMzRqMkhaby11SlZwR1p1V01ULTE5UXdrMURFdWQtQ1Vudnd5M01KUzNGYUFaQUZsZEVlMHZISG5RdEJiQjVXSlhzWTN0WmRnTWtXQlY0YlNtQTJZeDRuTlRURzIwZU1MMnUzQV9rbk9OVXlKV2JPYU1CV3BkbjZGSkdTOU4?oc=5","first_seen":"2026-10-02T01:42:21.311693Z","last_seen":"2026-10-02T12:44:13.846620Z","last_rank":36,"peak_rank":6,"last_volume":null,"peak_volume":0,"seen_count":9,"score":0.9421875,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"An roundup of 18-month certificate of deposit rates for October 2026 says savers can earn up to 4.4% APY at the top-paying banks and credit unions. The figures come as deposit rates remain elevated following the recent rate cycle, and personal finance outlets are urging savers to lock in term CDs before further cuts. Rates and account terms vary by institution, so shoppers should compare offers directly.","why":"Savvers are looking to lock in high CD yields amid expectations of falling interest rates.","tone":"neutral","entities":["Yahoo Finance","Federal Reserve"],"summarized_at":"2026-10-02T13:46:49.988648Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"Yahoo Finance","published":"Thu, 01 Oct 2026 22:23:12 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"Best 18-month CD rates for October 2026 offer up to 4.4% APY","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-10-02T01:42:21.311693Z","rank":6,"volume":null},{"captured_at":"2026-10-02T03:07:51.515653Z","rank":17,"volume":null},{"captured_at":"2026-10-02T04:30:49.125611Z","rank":6,"volume":null},{"captured_at":"2026-10-02T05:52:49.445904Z","rank":15,"volume":null},{"captured_at":"2026-10-02T07:15:13.333320Z","rank":15,"volume":null},{"captured_at":"2026-10-02T08:37:50.920140Z","rank":8,"volume":null},{"captured_at":"2026-10-02T10:00:17.576624Z","rank":14,"volume":null},{"captured_at":"2026-10-02T11:22:12.870897Z","rank":31,"volume":null},{"captured_at":"2026-10-02T12:44:13.846620Z","rank":36,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMinAFBVV95cUxQUVBGQ0ZvTWZKOC0tYUdld05iTmNOOW1ZMzRqMkhaby11SlZwR1p1V01ULTE5UXdrMURFdWQtQ1Vudnd5M01KUzNGYUFaQUZsZEVlMHZISG5RdEJiQjVXSlhzWTN0WmRnTWtXQlY0YlNtQTJZeDRuTlRURzIwZU1MMnUzQV9rbk9OVXlKV2JPYU1CV3BkbjZGSkdTOU4?oc=5","author":"Yahoo Finance","title":"Best 18-month CD rates for October 2026: Earn up to 4.4% APY","snippet":null,"posted_at":"2026-10-01T22:23:12Z","likes":null}],"elsewhere":[],"window":"7d"}}