{"ok":true,"trend":{"id":641094,"platform":"mastodon","region":"global","key":"as mortgage rates hit highest level since 2023, buyers look at arms https://www.nytimes.com/2026/10/01/business/adjustab","title":"As Mortgage Rates Hit Highest Level Since 2023, Buyers Look at ARMs https://www.nytimes.com/2026/10/01/business/adjustab","url":"https://www.nytimes.com/2026/10/01/business/adjustable-mortgage-rates.html","first_seen":"2026-10-01T18:47:35.314257Z","last_seen":"2026-10-02T08:40:46.837218Z","last_rank":5,"peak_rank":1,"last_volume":2,"peak_volume":3,"seen_count":14,"score":0.649375,"category_hint":"real_estate","section":"business","category":"business","summary":"Mortgage rates have climbed to their highest level since 2023, pushing prospective homebuyers to reconsider adjustable-rate mortgages as a way to afford purchases. The shift recalls the pre-2008 era when ARMs were widespread, and reflects growing strain in the housing market as elevated borrowing costs price out many buyers.","why":"Mortgage rates reaching a three-year high directly affects affordability for anyone considering buying a home","tone":"neutral","entities":["Federal Reserve","US housing market","adjustable-rate mortgages"],"summarized_at":"2026-10-02T06:53:26.304834Z","meta":{"tag":"realestate","via":"scan","kind":"status","lang":"en","instance":"mastodon.social","tag_uses":31},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"Mortgage Rates Hit Highest Level Since 2023, Buyers Turn to ARMs","section_name":"Business","category_name":"Business","timeline":[{"captured_at":"2026-10-01T18:47:35.314257Z","rank":3,"volume":3},{"captured_at":"2026-10-01T18:49:35.080837Z","rank":3,"volume":3},{"captured_at":"2026-10-01T18:54:36.254771Z","rank":1,"volume":3},{"captured_at":"2026-10-01T18:54:36.254771Z","rank":4,"volume":2},{"captured_at":"2026-10-01T20:10:16.495534Z","rank":5,"volume":3},{"captured_at":"2026-10-01T20:12:16.716836Z","rank":6,"volume":3},{"captured_at":"2026-10-01T20:17:20.000445Z","rank":1,"volume":3},{"captured_at":"2026-10-01T20:17:20.000445Z","rank":4,"volume":2},{"captured_at":"2026-10-01T21:34:17.592589Z","rank":6,"volume":3},{"captured_at":"2026-10-01T21:39:17.577454Z","rank":1,"volume":3},{"captured_at":"2026-10-01T21:39:17.577454Z","rank":4,"volume":2},{"captured_at":"2026-10-01T22:56:16.849631Z","rank":6,"volume":3},{"captured_at":"2026-10-01T23:01:18.090308Z","rank":1,"volume":3},{"captured_at":"2026-10-01T23:01:18.090308Z","rank":5,"volume":2},{"captured_at":"2026-10-02T00:23:17.106102Z","rank":1,"volume":3},{"captured_at":"2026-10-02T00:23:17.106102Z","rank":5,"volume":2},{"captured_at":"2026-10-02T01:45:16.741692Z","rank":1,"volume":3},{"captured_at":"2026-10-02T01:45:16.741692Z","rank":6,"volume":2},{"captured_at":"2026-10-02T03:10:46.311162Z","rank":1,"volume":3},{"captured_at":"2026-10-02T03:10:46.311162Z","rank":5,"volume":2},{"captured_at":"2026-10-02T04:33:44.843461Z","rank":1,"volume":3},{"captured_at":"2026-10-02T04:33:44.843461Z","rank":5,"volume":2},{"captured_at":"2026-10-02T05:55:44.886779Z","rank":1,"volume":3},{"captured_at":"2026-10-02T05:55:44.886779Z","rank":5,"volume":2},{"captured_at":"2026-10-02T07:18:05.958179Z","rank":5,"volume":2},{"captured_at":"2026-10-02T07:18:05.958179Z","rank":1,"volume":3},{"captured_at":"2026-10-02T08:40:46.837218Z","rank":5,"volume":2},{"captured_at":"2026-10-02T08:40:46.837218Z","rank":1,"volume":3}],"posts":[{"platform":"mastodon","url":"https://www.nytimes.com/2026/10/01/business/adjustable-mortgage-rates.html","author":"nyt_business@robot.villas","title":null,"snippet":"As Mortgage Rates Hit Highest Level Since 2023, Buyers Look at ARMs https://www.nytimes.com/2026/10/01/business/adjustable-mortgage-rates.html # Finance # Housing # RealEstate","posted_at":"2026-10-01T16:02:58Z","likes":2}],"elsewhere":[],"window":"7d"}}