{"ok":true,"trend":{"id":612981,"platform":"news","region":"global","key":"americans are using buy now, pay later more than ever. here's what to know if you're one of them","title":"Americans are using buy now, pay later more than ever. Here's what to know if you're one of them","url":"https://news.google.com/rss/articles/CBMiugFBVV95cUxONXpZUzN6LTFYR1B4NlNja0Y4anJ5T2ZpUm43ZlVZcUVuYm5Bc0Q3YWxVS3NKRzNNTElMdjAyS3RXNEF3a1lEUW54WFhLQ0xXaS1nYnlLT3NfbHJXclhhSFY4T1RjRjJISmhhM3hibV9qb1RrTHRzdURvSVFhamE5dE1vcVA1a3RNRnllV2lwMU9FSWZ3SkVKWVdSSnBTeUFrYmN6Nno2OVIwMHhZWlN3V2cyZ1J6LTNFaUE?oc=5","first_seen":"2026-10-01T13:23:18.920498Z","last_seen":"2026-10-01T14:45:17.463023Z","last_rank":32,"peak_rank":27,"last_volume":null,"peak_volume":0,"seen_count":2,"score":0.6965625,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"Buy now, pay later services are reaching record levels of use in the United States, with more consumers relying on installment plans to split purchases at checkout. Outlets are offering guidance for users: watch for late fees, understand how missed payments affect credit, and avoid stacking multiple plans into unmanageable debt as household budgets stay strained.","why":"Record adoption of installment payment services amid ongoing cost-of-living pressure is prompting consumer guidance.","tone":"neutral","entities":["Buy now, pay later services","United States","American consumers"],"summarized_at":"2026-10-01T13:25:38.143605Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"Audacy","published":"Thu, 01 Oct 2026 12:07:00 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"Americans are using buy now, pay later more than ever","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-10-01T13:23:18.920498Z","rank":27,"volume":null},{"captured_at":"2026-10-01T14:45:17.463023Z","rank":32,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMiugFBVV95cUxONXpZUzN6LTFYR1B4NlNja0Y4anJ5T2ZpUm43ZlVZcUVuYm5Bc0Q3YWxVS3NKRzNNTElMdjAyS3RXNEF3a1lEUW54WFhLQ0xXaS1nYnlLT3NfbHJXclhhSFY4T1RjRjJISmhhM3hibV9qb1RrTHRzdURvSVFhamE5dE1vcVA1a3RNRnllV2lwMU9FSWZ3SkVKWVdSSnBTeUFrYmN6Nno2OVIwMHhZWlN3V2cyZ1J6LTNFaUE?oc=5","author":"Audacy","title":"Americans are using buy now, pay later more than ever. Here's what to know if you're one of them","snippet":null,"posted_at":"2026-10-01T12:07:00Z","likes":null},{"platform":"news","url":"https://news.google.com/rss/articles/CBMirwFBVV95cUxQWFpONUdEWHVuUXlNXzBNeU1Jc2ZScVJrYkVFNEpwckVuSDlRbDU5WnlMVFQyS1JaeEs2Yl9fWnEtanVUb1NVakVTZGs2elJCbFFBRmlXLU04ME1XTXp5OGpFcUpjWFFpQ2QxSDRyUVNXeW9BT3RVelpxaVVWNUNnR2hVRGpwWGF5TVBzNEtCUXlwNXZiTDhPalRFRlBFeVRlVG9XTGVRZ2xjdzlpbHpV?oc=5","author":"Audacy","title":"Americans are using buy now, pay later more than ever. Here's what to know if you're one of them","snippet":null,"posted_at":"2026-10-01T12:07:00Z","likes":null}],"elsewhere":[],"window":"7d"}}