{"ok":true,"trend":{"id":527513,"platform":"news","region":"global","key":"replacing reserve balances: loans, not treasuries, should back banks’ discount window capacity","title":"Replacing Reserve Balances: Loans, Not Treasuries, Should Back Banks’ Discount Window Capacity","url":"https://news.google.com/rss/articles/CBMiqwFBVV95cUxNbXRoUVoycTlodlBIUVlyRFRJSmZmZVJOZ2JDdVdXRWpCV2huYXVLdUZxc1FjZWJBck1CZjJ4RVVVQWlkNWF2STNJWVdlMVNoM1RONlA3T1dHblhrM2Fab0plVEcyUk8xaXc5UE5EbFVkalZPSmloeU5rcWROQ3RTS1JGUVl0RWtoSGJMWVJGQ19teVFBRHpEWU43NVB6UmljMGtZWXFyQ0VZczQ?oc=5","first_seen":"2026-09-30T21:02:11.825429Z","last_seen":"2026-10-01T12:06:34.183696Z","last_rank":30,"peak_rank":10,"last_volume":null,"peak_volume":0,"seen_count":12,"score":0.60515625,"category_hint":"banking","section":"business","category":"banking","summary":"The Bank Policy Institute argues that banks' discount window collateral capacity should be backed by loans rather than Treasury securities, in a proposal addressing how reserve balances could be replaced in the US banking system. The argument touches on ongoing debates over banks' preparedness to borrow from the Federal Reserve's discount window, which drew scrutiny after the 2023 regional bank failures.","why":"The proposal feeds the active debate over bank liquidity preparedness and the future of central bank reserves.","tone":"neutral","entities":["Bank Policy Institute","Federal Reserve","discount window"],"summarized_at":"2026-10-01T15:09:52.846699Z","meta":{"via":"scan","lang":"en","term":"central bank","source":"Bank Policy Institute","published":"Wed, 30 Sep 2026 19:52:55 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"Think Tank Urges Loans, Not Treasuries, Back Discount Window Capacity","section_name":"Business","category_name":"Banking","timeline":[{"captured_at":"2026-09-30T21:02:11.825429Z","rank":14,"volume":null},{"captured_at":"2026-09-30T22:24:11.413301Z","rank":14,"volume":null},{"captured_at":"2026-09-30T23:46:13.028989Z","rank":15,"volume":null},{"captured_at":"2026-10-01T01:08:15.651994Z","rank":13,"volume":null},{"captured_at":"2026-10-01T02:30:13.076224Z","rank":10,"volume":null},{"captured_at":"2026-10-01T03:52:14.456187Z","rank":12,"volume":null},{"captured_at":"2026-10-01T05:14:32.248239Z","rank":14,"volume":null},{"captured_at":"2026-10-01T06:36:54.577338Z","rank":14,"volume":null},{"captured_at":"2026-10-01T07:58:59.112843Z","rank":16,"volume":null},{"captured_at":"2026-10-01T09:21:27.183903Z","rank":28,"volume":null},{"captured_at":"2026-10-01T10:43:32.328201Z","rank":29,"volume":null},{"captured_at":"2026-10-01T12:06:34.183696Z","rank":30,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMiqwFBVV95cUxNbXRoUVoycTlodlBIUVlyRFRJSmZmZVJOZ2JDdVdXRWpCV2huYXVLdUZxc1FjZWJBck1CZjJ4RVVVQWlkNWF2STNJWVdlMVNoM1RONlA3T1dHblhrM2Fab0plVEcyUk8xaXc5UE5EbFVkalZPSmloeU5rcWROQ3RTS1JGUVl0RWtoSGJMWVJGQ19teVFBRHpEWU43NVB6UmljMGtZWXFyQ0VZczQ?oc=5","author":"Bank Policy Institute","title":"Replacing Reserve Balances: Loans, Not Treasuries, Should Back Banks’ Discount Window Capacity","snippet":null,"posted_at":"2026-09-30T19:52:55Z","likes":null}],"elsewhere":[],"window":"7d"}}