{"ok":true,"trend":{"id":505750,"platform":"news","region":"global","key":"a couple who retires at 63 with $480,000 between two 401(k)s and lives on his military pension for ten years can expect first rmds of $29,500 at 73, every dollar taxable on top of the pension","title":"A Couple Who Retires at 63 With $480,000 Between Two 401(k)s and Lives on His Military Pension for Ten Years Can Expect First RMDs of $29,500 at 73, Every Dollar Taxable on Top of the Pension","url":"https://news.google.com/rss/articles/CBMi1gJBVV95cUxPeUI4SjIxSFMxREFnekJQc1BUUXZFYzM1ck1uOGNJVHhtdDNZNUh5U2s0Y01oVHRKaXJ4VHVZeURKcTlBSUVWa3hHc3pZbGc3UmV6OVRiX3p4Umd1MGJ5WnBSbndfUDFjNHVGcU1DT2pqUXhlLWpnbE5ZWVA4bW1jb2t5VTU5WjA0Nnd0MmdNbWVkaVIxbDNJZkhsMzZrdGJMeElHMDJPR3J2ODJ1cF9jVjZpNWNOcjdlWDdNTk5aTkhVckpEZEFsNzVNVG1iTk5VNUJkN2FROTU4eXhpZVJJSmprTUstQ05wY21RcUhfcVNmUE9hb1Y0bFRqWnl1dXpYQVl1cTRDbzM2dEktYU90R2NxUlhPZkR5bHdWUndyUkFnN3V5S2l2MEhGancwS25qcjJoaWpfcmJTS25ZNi1QdVlycVhRYUt2TGJRcGQ5VzJ4VFZQUGc?oc=5","first_seen":"2026-09-30T16:50:52.278000Z","last_seen":"2026-09-30T16:50:52.278000Z","last_rank":32,"peak_rank":32,"last_volume":null,"peak_volume":null,"seen_count":1,"score":0.6496875,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"A retirement scenario making the rounds has a couple retiring at 63 with $480,000 split between two 401(k)s, living for ten years on a military pension. When required minimum distributions kick in at 73, the first withdrawal would be roughly $29,500 — all of it taxable as ordinary income, stacked on top of the pension payments. The example highlights how deferring withdrawals lets 401(k) balances grow while shifting a large tax burden into retirement's later years.","why":"It illustrates a common but often overlooked retirement-planning pitfall: tax-deferred accounts becoming fully taxable alongside pension income once RMDs begin.","tone":"neutral","entities":["401(k)","military pension","required minimum distributions"],"summarized_at":"2026-09-30T16:51:59.198407Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"24/7 Wall St.","published":"Wed, 30 Sep 2026 16:12:00 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"Couple's $480,000 Retirement Plan Faces Hefty Tax Bill at 73","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-09-30T16:50:52.278000Z","rank":32,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMi1gJBVV95cUxPeUI4SjIxSFMxREFnekJQc1BUUXZFYzM1ck1uOGNJVHhtdDNZNUh5U2s0Y01oVHRKaXJ4VHVZeURKcTlBSUVWa3hHc3pZbGc3UmV6OVRiX3p4Umd1MGJ5WnBSbndfUDFjNHVGcU1DT2pqUXhlLWpnbE5ZWVA4bW1jb2t5VTU5WjA0Nnd0MmdNbWVkaVIxbDNJZkhsMzZrdGJMeElHMDJPR3J2ODJ1cF9jVjZpNWNOcjdlWDdNTk5aTkhVckpEZEFsNzVNVG1iTk5VNUJkN2FROTU4eXhpZVJJSmprTUstQ05wY21RcUhfcVNmUE9hb1Y0bFRqWnl1dXpYQVl1cTRDbzM2dEktYU90R2NxUlhPZkR5bHdWUndyUkFnN3V5S2l2MEhGancwS25qcjJoaWpfcmJTS25ZNi1QdVlycVhRYUt2TGJRcGQ5VzJ4VFZQUGc?oc=5","author":"24/7 Wall St.","title":"A Couple Who Retires at 63 With $480,000 Between Two 401(k)s and Lives on His Military Pension for Ten Years Can Expect First RMDs of $29,500 at 73, Every Dollar Taxable on Top of the Pension","snippet":null,"posted_at":"2026-09-30T16:12:00Z","likes":null}],"elsewhere":[],"window":"7d"}}