{"ok":true,"trend":{"id":469836,"platform":"news","region":"global","key":"how a 63-year-old can pull $48,000 a year from a $1.2 million 401(k) without triggering irmaa or taxing social security","title":"How a 63-Year-Old Can Pull $48,000 a Year From a $1.2 Million 401(k) Without Triggering IRMAA or Taxing Social Security","url":"https://news.google.com/rss/articles/CBMi-AFBVV95cUxOUXlKRUJzMDBkUDlfelp0ejBLY2YzMGVuNEFkV0hDN2FZLWUzdmdzZTkwUXc0NzBQa2dYRjlxZTNMN1JZb0Y0MXpWQTBUZjFYTzZISUZadlBOU3NFc3dES016bFRSblpkcVhVZUhma0dwc2p3MnlLV3RsZWtORmZ0UHRTekFCRTJrOHVGaEs4WVRrVWdlTzRRc0hTSjJTbnlDX1VZZ2ZIdEdnbW81UXJhTnBrYk04bjcyUU91YWNadHJZd0U5RVpQTnJRSV9wOWlDcWxadHFpXzE4cm1PY0dMcEltYlVvZkRDX0E2VUFGWnlTcWpVaHI3Yg?oc=5","first_seen":"2026-09-30T10:01:01.455568Z","last_seen":"2026-09-30T14:06:53.159849Z","last_rank":36,"peak_rank":15,"last_volume":null,"peak_volume":0,"seen_count":4,"score":0.7078125,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"Financial commentators are outlining a retirement withdrawal strategy for a 63-year-old with a $1.2 million 401(k) who wants $48,000 a year in income. The plan focuses on keeping taxable income low enough to avoid higher Medicare IRMAA premiums and prevent Social Security benefits from being taxed once claims begin. It highlights ongoing interest among near-retirees in sequencing withdrawals and managing income thresholds.","why":"Retirees nearing Social Security and Medicare eligibility are closely watching withdrawal strategies that avoid tax and premium surcharge thresholds.","tone":"neutral","entities":["401(k)","Medicare","Social Security","IRMAA"],"summarized_at":"2026-09-30T16:04:19.571277Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"24/7 Wall St.","published":"Wed, 30 Sep 2026 08:50:00 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"How to draw $48,000 a year from a $1.2 million 401(k) tax-efficiently","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-09-30T10:01:01.455568Z","rank":15,"volume":null},{"captured_at":"2026-09-30T11:22:51.669618Z","rank":24,"volume":null},{"captured_at":"2026-09-30T12:44:53.132183Z","rank":31,"volume":null},{"captured_at":"2026-09-30T14:06:53.159849Z","rank":36,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMi-AFBVV95cUxOUXlKRUJzMDBkUDlfelp0ejBLY2YzMGVuNEFkV0hDN2FZLWUzdmdzZTkwUXc0NzBQa2dYRjlxZTNMN1JZb0Y0MXpWQTBUZjFYTzZISUZadlBOU3NFc3dES016bFRSblpkcVhVZUhma0dwc2p3MnlLV3RsZWtORmZ0UHRTekFCRTJrOHVGaEs4WVRrVWdlTzRRc0hTSjJTbnlDX1VZZ2ZIdEdnbW81UXJhTnBrYk04bjcyUU91YWNadHJZd0U5RVpQTnJRSV9wOWlDcWxadHFpXzE4cm1PY0dMcEltYlVvZkRDX0E2VUFGWnlTcWpVaHI3Yg?oc=5","author":"24/7 Wall St.","title":"How a 63-Year-Old Can Pull $48,000 a Year From a $1.2 Million 401(k) Without Triggering IRMAA or Taxing Social Security","snippet":null,"posted_at":"2026-09-30T08:50:00Z","likes":null}],"elsewhere":[],"window":"7d"}}