{"ok":true,"trend":{"id":469833,"platform":"news","region":"global","key":"inheriting a $500,000 ira now means draining it in 10 years. for a child in their peak earning years, the federal tax bill can top $150,000","title":"Inheriting a $500,000 IRA Now Means Draining It in 10 Years. For a Child in Their Peak Earning Years, the Federal Tax Bill Can Top $150,000","url":"https://news.google.com/rss/articles/CBMikgJBVV95cUxQN1FNU3ZZejY3Y3cxTlR4c1E4RjhMUlI1d3hLRUlTSDRlcEJGOXpVbWd3T0JEY3JxaTdpVHkyZUNxLVZYRTNBS2hES2l4RVo3T1dpQXI1QUZVdkR1WUdpTm1xU0tRdzlrZWRtdjFWVDhvNEhVRXNsek1UaG9YWHFzWnNYM0pUSTRrVnl3TzBQeDhXS0V3SVc3d2xRcjZPVXd4QVBKby1ZdklDX1NnSUhSNkRNLXAwTjJLYmxWZXF0RndFZUVoQkJZLS1ucWhuZFY3ZTFHNjhraGRJQ3d5d0VFSnlLMjlJUmY0eFJZS1lXSF9DRnhyd2ZIUURBUldUVE1jdEVxbHNlN3doYk05dUdQeEZR?oc=5","first_seen":"2026-09-30T10:01:01.455568Z","last_seen":"2026-09-30T12:44:53.132183Z","last_rank":29,"peak_rank":12,"last_volume":null,"peak_volume":0,"seen_count":3,"score":0.8121875,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"Under the SECURE Act's 10-year rule, most non-spouse heirs must empty an inherited IRA within ten years of the owner's death. For a $500,000 account, withdrawals stack on top of a beneficiary's own income, often during peak earning years, pushing the federal tax bill above $150,000. Planners are urging families to reconsider beneficiary choices and Roth conversions.","why":"Rising awareness of the SECURE Act's 10-year withdrawal rule is prompting wealthy families to revisit estate and retirement tax planning.","tone":"neutral","entities":["IRS","SECURE Act","inherited IRA","24/7 Wall St."],"summarized_at":"2026-09-30T10:02:04.864738Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"24/7 Wall St.","published":"Wed, 30 Sep 2026 09:13:00 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"Inheriting a $500,000 IRA Now Means Draining It in a Decade","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-09-30T10:01:01.455568Z","rank":12,"volume":null},{"captured_at":"2026-09-30T11:22:51.669618Z","rank":21,"volume":null},{"captured_at":"2026-09-30T12:44:53.132183Z","rank":29,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMikgJBVV95cUxQN1FNU3ZZejY3Y3cxTlR4c1E4RjhMUlI1d3hLRUlTSDRlcEJGOXpVbWd3T0JEY3JxaTdpVHkyZUNxLVZYRTNBS2hES2l4RVo3T1dpQXI1QUZVdkR1WUdpTm1xU0tRdzlrZWRtdjFWVDhvNEhVRXNsek1UaG9YWHFzWnNYM0pUSTRrVnl3TzBQeDhXS0V3SVc3d2xRcjZPVXd4QVBKby1ZdklDX1NnSUhSNkRNLXAwTjJLYmxWZXF0RndFZUVoQkJZLS1ucWhuZFY3ZTFHNjhraGRJQ3d5d0VFSnlLMjlJUmY0eFJZS1lXSF9DRnhyd2ZIUURBUldUVE1jdEVxbHNlN3doYk05dUdQeEZR?oc=5","author":"24/7 Wall St.","title":"Inheriting a $500,000 IRA Now Means Draining It in 10 Years. For a Child in Their Peak Earning Years, the Federal Tax Bill Can Top $150,000","snippet":null,"posted_at":"2026-09-30T09:13:00Z","likes":null}],"elsewhere":[],"window":"7d"}}