{"ok":true,"trend":{"id":426975,"platform":"news","region":"global","key":"his $3,000 social security check can count as $3,113 to a mortgage lender. that matters more with rates back above 7%","title":"His $3,000 Social Security Check Can Count as $3,113 to a Mortgage Lender. That Matters More With Rates Back Above 7%","url":"https://news.google.com/rss/articles/CBMiigJBVV95cUxOSWhhekw4SDQzOE9pamNtaEwyWG8xYzk5RmR1MzM2dFhjMVF1aVkybG1sWmIwLTV0OVBHSDUxendKLW5NQzF4Zy10bEZlRl9SLW01dTFrLVVCUG42NVB5eWc3ZUlydWZVTWE5UFJwTjM1NjhDT3c3RWVkZk1CNXlUanVyMlFwSlZ1N1ZCQ0VSUl8tdXBrSUdfSUtXNnR5V3Nyb1dFdm5wWTEzWW4yRkN2QTNfczRqN3VNXzlsZWVXUUxIajhPYXJ5Q3lUcEZsNTBHUExCM1ZaNEs3QkRZc25vLXQ1RTFwLWlGellOeGxja3U5eDlWcDJndC0zNm9rbW14bU53MGVoTkNOQQ?oc=5","first_seen":"2026-09-30T01:47:08.767019Z","last_seen":"2026-09-30T10:01:01.455568Z","last_rank":33,"peak_rank":11,"last_volume":null,"peak_volume":0,"seen_count":7,"score":29.1,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"Mortgage lenders allow retirees to gross up Social Security income: a $3,000 monthly check can be counted as $3,113 because it is tax-free income. With 30-year mortgage rates climbing back above 7%, that extra qualifying income matters more, since higher rates shrink how much house a borrower can afford. Financial writers are highlighting the gross-up rule as a way retirees on fixed incomes can maximize their borrowing power despite expensive borrowing conditions.","why":"Mortgage rates have risen above 7%, renewing interest in tricks that stretch borrowers' qualifying income.","tone":"neutral","entities":["Social Security","mortgage lenders","24/7 Wall St."],"summarized_at":"2026-09-30T07:49:35.740116Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"24/7 Wall St.","published":"Wed, 30 Sep 2026 01:00:00 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"How Social Security Boosts Mortgage Buying Power","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-09-30T01:47:08.767019Z","rank":11,"volume":null},{"captured_at":"2026-09-30T03:09:29.413322Z","rank":16,"volume":null},{"captured_at":"2026-09-30T04:32:11.973914Z","rank":18,"volume":null},{"captured_at":"2026-09-30T05:54:51.929009Z","rank":18,"volume":null},{"captured_at":"2026-09-30T07:16:51.450414Z","rank":24,"volume":null},{"captured_at":"2026-09-30T08:38:52.822804Z","rank":28,"volume":null},{"captured_at":"2026-09-30T10:01:01.455568Z","rank":33,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMiigJBVV95cUxOSWhhekw4SDQzOE9pamNtaEwyWG8xYzk5RmR1MzM2dFhjMVF1aVkybG1sWmIwLTV0OVBHSDUxendKLW5NQzF4Zy10bEZlRl9SLW01dTFrLVVCUG42NVB5eWc3ZUlydWZVTWE5UFJwTjM1NjhDT3c3RWVkZk1CNXlUanVyMlFwSlZ1N1ZCQ0VSUl8tdXBrSUdfSUtXNnR5V3Nyb1dFdm5wWTEzWW4yRkN2QTNfczRqN3VNXzlsZWVXUUxIajhPYXJ5Q3lUcEZsNTBHUExCM1ZaNEs3QkRZc25vLXQ1RTFwLWlGellOeGxja3U5eDlWcDJndC0zNm9rbW14bU53MGVoTkNOQQ?oc=5","author":"24/7 Wall St.","title":"His $3,000 Social Security Check Can Count as $3,113 to a Mortgage Lender. That Matters More With Rates Back Above 7%","snippet":null,"posted_at":"2026-09-30T01:00:00Z","likes":null}],"elsewhere":[],"window":"7d"}}