{"ok":true,"trend":{"id":348545,"platform":"news","region":"global","key":"the $700,000 401(k) balance where social security quietly starts getting taxed, and how retirees stay under it","title":"The $700,000 401(k) Balance Where Social Security Quietly Starts Getting Taxed, and How Retirees Stay Under It","url":"https://news.google.com/rss/articles/CBMi7AFBVV95cUxQOWRPYUx4RXA3c1JaNW9kRU9hOENrMnZlYlZmVnpjbFZ5Mjc2NkhRdGtpYko5WUVmNFhwRFJlbGh3emF0N1lFS1JhQ2lfZDFwMVRGM09SZ2Y2UU9EaU1YWTNMcll4bUZreVgyOFdOc0ZMdGxRSzhVUm8wTmFnSlNuQzB5YWVzUUt2ZHRjemxPTlBuZXpmVXREaXNnVm8wM1NKX3ZUVXFOTW8wTGhNYTJOeURMRWxUZ0lYUVJfY3V2VVJBYlBlRVo0U2dfZzh1dzFpdlVJZjZsNXNPN2ZzRHZSaVFUZmVCamZVNEVqZA?oc=5","first_seen":"2026-09-29T10:44:53.554434Z","last_seen":"2026-09-29T12:06:54.048071Z","last_rank":33,"peak_rank":30,"last_volume":null,"peak_volume":0,"seen_count":2,"score":0.675,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"A personal finance report highlights that retirees with roughly $700,000 saved in a 401(k) can tip their provisional income high enough for up to 85% of their Social Security benefits to become taxable. The analysis explains how required minimum distributions push income over the threshold and outlines strategies, such as drawing from taxable or Roth accounts and managing withdrawal timing, to stay under the limit and reduce retirement taxes.","why":"Retirees and savers are seeking ways to avoid surprise taxes on Social Security as large 401(k) balances and required withdrawals become more common.","tone":"neutral","entities":["Social Security","401(k)","24/7 Wall St."],"summarized_at":"2026-09-29T10:45:58.341532Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"24/7 Wall St.","published":"Tue, 29 Sep 2026 09:49:00 GMT"},"nw":null,"promo":null,"kind":null,"importance":null,"hidden":false,"hide_reason":null,"judged_at":null,"title_en":"The $700,000 401(k) threshold where Social Security benefits get taxed","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-09-29T10:44:53.554434Z","rank":30,"volume":null},{"captured_at":"2026-09-29T12:06:54.048071Z","rank":33,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMi7AFBVV95cUxQOWRPYUx4RXA3c1JaNW9kRU9hOENrMnZlYlZmVnpjbFZ5Mjc2NkhRdGtpYko5WUVmNFhwRFJlbGh3emF0N1lFS1JhQ2lfZDFwMVRGM09SZ2Y2UU9EaU1YWTNMcll4bUZreVgyOFdOc0ZMdGxRSzhVUm8wTmFnSlNuQzB5YWVzUUt2ZHRjemxPTlBuZXpmVXREaXNnVm8wM1NKX3ZUVXFOTW8wTGhNYTJOeURMRWxUZ0lYUVJfY3V2VVJBYlBlRVo0U2dfZzh1dzFpdlVJZjZsNXNPN2ZzRHZSaVFUZmVCamZVNEVqZA?oc=5","author":"24/7 Wall St.","title":"The $700,000 401(k) Balance Where Social Security Quietly Starts Getting Taxed, and How Retirees Stay Under It","snippet":null,"posted_at":"2026-09-29T09:49:00Z","likes":null}],"elsewhere":[],"window":"7d"}}