{"ok":true,"trend":{"id":298591,"platform":"news","region":"global","key":"mortgage and refinance rates today, monday, september 28, 2026: refinance rates still lower than purchase rates","title":"Mortgage and refinance rates today, Monday, September 28, 2026: Refinance rates still lower than purchase rates","url":"https://news.google.com/rss/articles/CBMinAJBVV95cUxPN2VaWURRMGFQY1RkZlFiQnA3NUtDUUEzajlmOTh1bXN1RmlSWE5UcGdDOUlXcnpLbFo4MU1zOVlRbXV3S1JmVGRTMXNfWWRYRnVLTWlSR2I0QURkVW9XWGJZaGtYaHhIb3VnRjUyRGFFX3NCV1gwWEtoQ2lOZlRRWDV0aTZPdnZ6VjZVSGNncHR6LXpiMWwzWWdRN2NDa0xNX19FcDVQWF9BTFBBLWRGUnczdG5tX2lFazlEeDl5UUk4cVMtSjNsSE5RMng3UEFVUG5hN1JaN2NGcU5QUnV3NmtkOElkcGVVa1FqeFVyMWJWWkFkSTFsczVoVlRaWnctaGF4YURfT1NBOVVaaG1Nb3NyRzZ4eEMxRzRDMA?oc=5","first_seen":"2026-09-29T01:10:51.919763Z","last_seen":"2026-09-29T05:16:53.057738Z","last_rank":26,"peak_rank":24,"last_volume":null,"peak_volume":0,"seen_count":4,"score":29.92,"category_hint":"personal_finance","section":"business","category":"personal_finance","summary":"Mortgage and refinance rates for Monday, September 28, 2026 show refinance rates still sitting below purchase rates. That gap means homeowners considering refinancing may face better pricing than buyers taking out new purchase loans. Borrowers are weighing whether the current rate environment makes refinancing worthwhile, while prospective buyers continue to contend with higher costs on new home loans.","why":"Rate movements directly affect borrowing decisions for homeowners and buyers, keeping daily mortgage rate updates in demand.","tone":"neutral","entities":["mortgage rates","refinance rates","Yahoo Finance"],"summarized_at":"2026-09-29T01:11:35.809080Z","meta":{"via":"scan","lang":"en","term":"personal finance","source":"Yahoo Finance","generic":0.07,"published":"Mon, 28 Sep 2026 16:21:05 GMT"},"nw":0.38,"promo":0.02,"kind":"news_event","importance":1.53,"hidden":false,"hide_reason":null,"judged_at":"2026-09-29T01:10:52.340823Z","title_en":"Mortgage refinance rates remain lower than purchase rates","section_name":"Business","category_name":"Personal Finance","timeline":[{"captured_at":"2026-09-29T01:10:51.919763Z","rank":24,"volume":null},{"captured_at":"2026-09-29T02:32:52.463916Z","rank":25,"volume":null},{"captured_at":"2026-09-29T03:54:52.373207Z","rank":28,"volume":null},{"captured_at":"2026-09-29T05:16:53.057738Z","rank":26,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMinAJBVV95cUxPN2VaWURRMGFQY1RkZlFiQnA3NUtDUUEzajlmOTh1bXN1RmlSWE5UcGdDOUlXcnpLbFo4MU1zOVlRbXV3S1JmVGRTMXNfWWRYRnVLTWlSR2I0QURkVW9XWGJZaGtYaHhIb3VnRjUyRGFFX3NCV1gwWEtoQ2lOZlRRWDV0aTZPdnZ6VjZVSGNncHR6LXpiMWwzWWdRN2NDa0xNX19FcDVQWF9BTFBBLWRGUnczdG5tX2lFazlEeDl5UUk4cVMtSjNsSE5RMng3UEFVUG5hN1JaN2NGcU5QUnV3NmtkOElkcGVVa1FqeFVyMWJWWkFkSTFsczVoVlRaWnctaGF4YURfT1NBOVVaaG1Nb3NyRzZ4eEMxRzRDMA?oc=5","author":"Yahoo Finance","title":"Mortgage and refinance rates today, Monday, September 28, 2026: Refinance rates still lower than purchase rates","snippet":null,"posted_at":"2026-09-28T16:21:05Z","likes":null}],"elsewhere":[],"window":"7d"}}