{"ok":true,"trend":{"id":2752,"platform":"news","region":"global","key":"as mortgage rates hit 7%, the lock-in effect gets stronger","title":"As Mortgage Rates Hit 7%, the Lock-In Effect Gets Stronger","url":"https://news.google.com/rss/articles/CBMizgFBVV95cUxNdFc3MldtbDdxZ3pOVld3QUs3b193TTlkNE1SNG40UXRTVnRfZ2t2Q1g2aERhd0kwaTJxZnJNam4yd3d0VUxDZVp6TW1adHhNa0tfWVJWWG9PY1I5eHpMMHR3NHozN0tGbGx4WEZNRzRPTzN3M1hfSy1fOWZVSE5XZVBKWENsblh1OEtWU00wV1A1YjJhazFhcldYcU1qUnQ2aHA5MG9OMHg0UGxZWkJUUHBtYkZpazNSYmpCelhlcnh1ZElDcDJyOFBhWVZGQQ?oc=5","first_seen":"2026-09-26T17:19:46.073831Z","last_seen":"2026-09-26T21:16:40.895697Z","last_rank":10,"peak_rank":8,"last_volume":null,"peak_volume":0,"seen_count":4,"score":50.65,"category_hint":"real_estate","section":"business","category":"real_estate","summary":"US mortgage rates have climbed to 7%, strengthening the lock-in effect in which homeowners holding low-rate loans stay put rather than sell and take on a costlier mortgage. The trend, highlighted by Bloomberg, further restricts housing inventory and keeps homes less affordable for buyers, worsening conditions in an already tight market.","why":"Rising mortgage rates directly affect home affordability and the housing market, a topic of broad concern.","tone":"neutral","entities":["US housing market","Bloomberg"],"summarized_at":"2026-09-26T19:34:32.625622Z","meta":{"via":"scan","lang":"en","term":"housing market","source":"Bloomberg.com","published":"Sat, 26 Sep 2026 12:00:01 GMT"},"nw":0.88,"promo":0.02,"kind":"news_event","importance":1.98,"hidden":false,"hide_reason":null,"judged_at":"2026-09-26T17:51:17.208686Z","title_en":"Mortgage Rates Hit 7%, Deepening Lock-In Effect","section_name":"Business","category_name":"Real Estate","timeline":[{"captured_at":"2026-09-26T17:19:46.073831Z","rank":9,"volume":null},{"captured_at":"2026-09-26T18:36:28.517510Z","rank":8,"volume":null},{"captured_at":"2026-09-26T19:54:54.782283Z","rank":9,"volume":null},{"captured_at":"2026-09-26T21:16:40.895697Z","rank":10,"volume":null}],"posts":[{"platform":"news","url":"https://news.google.com/rss/articles/CBMizgFBVV95cUxNdFc3MldtbDdxZ3pOVld3QUs3b193TTlkNE1SNG40UXRTVnRfZ2t2Q1g2aERhd0kwaTJxZnJNam4yd3d0VUxDZVp6TW1adHhNa0tfWVJWWG9PY1I5eHpMMHR3NHozN0tGbGx4WEZNRzRPTzN3M1hfSy1fOWZVSE5XZVBKWENsblh1OEtWU00wV1A1YjJhazFhcldYcU1qUnQ2aHA5MG9OMHg0UGxZWkJUUHBtYkZpazNSYmpCelhlcnh1ZElDcDJyOFBhWVZGQQ?oc=5","author":"Bloomberg.com","title":"As Mortgage Rates Hit 7%, the Lock-In Effect Gets Stronger","snippet":null,"posted_at":"2026-09-26T12:00:01Z","likes":null}],"elsewhere":[],"window":"7d"}}