{"ok":true,"trend":{"id":177231,"platform":"google","region":"AU","key":"first home buyer borrowing capacity reduction","title":"first home buyer borrowing capacity reduction","url":"https://trends.google.com/trending?geo=AU&q=first home buyer borrowing capacity reduction","first_seen":"2026-09-28T01:50:47.717121Z","last_seen":"2026-09-28T06:05:47.186089Z","last_rank":10,"peak_rank":3,"last_volume":2000,"peak_volume":2000,"seen_count":18,"score":82.47,"category_hint":null,"section":"business","category":"real_estate","summary":"Australian first home buyers are seeing their borrowing capacity shrink sharply as expectations of another Reserve Bank interest rate rise build. Reports across major outlets say a hike could wipe tens of thousands of dollars off what buyers can borrow — estimates range from $47,000 to $58,000 in reduced buying power, with mortgages facing roughly $5,000 a year in extra repayments. Commentators note the pressure reverses recent house price relief, though some see a silver lining in falling prices for locked-out buyers.","why":"Fresh warnings that an imminent RBA rate rise will sharply reduce what first home buyers can borrow","tone":"negative","entities":["Reserve Bank of Australia","Australian first home buyers","Courier Mail","Domain","News.com.au"],"summarized_at":"2026-09-28T07:53:14.929037Z","meta":{"lang":"en","generic":0.53,"picture":"https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcT2K-Fruxf1uyLTMELZU3MzrrQh0Gxbk9n_669J9LnYi1XkCLIvBvHGwU6OhaY","traffic":"2000+","published":"Sun, 27 Sep 2026 18:20:00 -0700","picture_source":"Real Estate"},"nw":0.48,"promo":0.04,"kind":"news_event","importance":1.32,"hidden":false,"hide_reason":null,"judged_at":"2026-09-28T01:50:50.844969Z","title_en":"First home buyers face steep cut to borrowing capacity","section_name":"Business","category_name":"Real Estate","timeline":[{"captured_at":"2026-09-28T01:50:47.717121Z","rank":3,"volume":500},{"captured_at":"2026-09-28T02:05:45.884468Z","rank":3,"volume":500},{"captured_at":"2026-09-28T02:20:49.298445Z","rank":3,"volume":500},{"captured_at":"2026-09-28T02:35:47.430670Z","rank":4,"volume":500},{"captured_at":"2026-09-28T02:50:47.470055Z","rank":4,"volume":1000},{"captured_at":"2026-09-28T03:05:47.996564Z","rank":4,"volume":1000},{"captured_at":"2026-09-28T03:20:47.273349Z","rank":4,"volume":1000},{"captured_at":"2026-09-28T03:35:48.649828Z","rank":4,"volume":2000},{"captured_at":"2026-09-28T03:50:48.618538Z","rank":4,"volume":2000},{"captured_at":"2026-09-28T04:05:47.075269Z","rank":4,"volume":2000},{"captured_at":"2026-09-28T04:20:48.126339Z","rank":6,"volume":2000},{"captured_at":"2026-09-28T04:35:46.180703Z","rank":6,"volume":2000},{"captured_at":"2026-09-28T04:50:47.722962Z","rank":7,"volume":2000},{"captured_at":"2026-09-28T05:05:46.001704Z","rank":8,"volume":2000},{"captured_at":"2026-09-28T05:20:45.218349Z","rank":8,"volume":2000},{"captured_at":"2026-09-28T05:35:48.111026Z","rank":10,"volume":2000},{"captured_at":"2026-09-28T05:50:48.033523Z","rank":10,"volume":2000},{"captured_at":"2026-09-28T06:05:47.186089Z","rank":10,"volume":2000}],"posts":[{"platform":"google","url":"https://www.couriermail.com.au/business/economy/australian-economy/90-per-cent-chance-mortgage-bills-to-surge-5086-after-rate-hike/news-story/80d638d2afdfa37536f081d30e8c93c5","author":"The Courier Mail","title":"‘90 per cent chance’: Aussie mortgages set for a brutal $5k hit","snippet":null,"posted_at":null,"likes":null},{"platform":"google","url":"https://www.domain.com.au/news/falling-house-prices-vs-shrinking-budgets-what-the-next-rate-rise-means-for-buyers-1561463/","author":"Domain","title":"Borrowers face $47,000 hit to buying power as RBA rate hike looms","snippet":null,"posted_at":null,"likes":null},{"platform":"google","url":"https://www.theaustralian.com.au/nation/cant-take-promises-to-auction-rate-hikes-wipe-out-housing-affordability-gains/news-story/fb88e815338b45c27dbead1ce594655c","author":"The Australian","title":"Burden of higher interest rates reverses house price relief","snippet":null,"posted_at":null,"likes":null},{"platform":"google","url":"https://www.news.com.au/finance/economy/interest-rates/falling-house-prices-could-spare-mortgage-holders-from-aggressive-rba-rate-hikes/news-story/e8da78d252f6c61a1e5f3efb387b9145","author":"News.com.au","title":"Silver lining in plunging house prices","snippet":null,"posted_at":null,"likes":null},{"platform":"google","url":"https://www.realestate.com.au/news/not-a-rounding-error-rba-move-to-wipe-58k-off-loans/","author":"Real Estate","title":"‘Not a rounding error’: RBA move to wipe $58k off loans","snippet":null,"posted_at":null,"likes":null}],"elsewhere":[],"window":"7d"}}