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- 1US home prices stay below long-term average for 17th monthβΌUS home prices hold below long-term average for 17th month
US home prices have now remained below their long-term average for a 17th consecutive month, according to industry reporting. The figures point to a cooling housing market where price growth is lagging historical norms, a trend being watched closely by buyers, sellers and mortgage lenders as elevated interest rates continue to weigh on affordability across the country.
- 2AI Governance Arrives in Mortgage FinanceβΌAI Governance Has Arrived in Mortgage Finance. What Comes Next?
The Urban Institute reports that formal AI governance has now reached the US mortgage finance industry, as regulators and lenders grapple with how automated models are used in underwriting, servicing, and risk decisions. The analysis argues the question has shifted from whether AI will be governed to how quickly firms must build compliance frameworks. Industry watchers are weighing what new oversight rules will mean for lenders and borrowers.
- 3Housing and mortgage stocks fall as Treasury yields climbβHousing, mortgage stocks drop as Treasury yields climb
Shares of homebuilders and mortgage lenders declined as US Treasury yields rose, tightening financial conditions for the housing sector. Higher yields typically push up mortgage rates, cooling demand for homes and squeezing lender margins. Investors are watching bond markets closely for signs of how long rates will stay elevated and what that means for property-related equities.
- 430-Year Mortgage Refinance Rate Jumps 14 Basis PointsβMortgage Rates Today, September 28, 2026: 30-Year Refinance Rate Rises by 14 Basis Points
The average 30-year mortgage refinance rate rose by 14 basis points on September 28, 2026. The increase means homeowners looking to refinance are facing slightly higher borrowing costs, and prospective borrowers may weigh locking in rates sooner. Rate movements like this are closely watched by homeowners, buyers and lenders tracking housing affordability.
- 5Berkshire County lenders brace for rising mortgage ratesβCounty lenders expect the increase in mortgage rates will impact the local market
Lenders in Berkshire County say rising mortgage rates are expected to affect the local housing market. Higher borrowing costs could cool buyer demand, slow home sales, and pressure prices in a region where affordability is already a concern. Local industry watchers are looking at how quickly the rate increases filter through to buyers and sellers in the county.
- 6Mortgage Refinance Rates Rise, September 28, 2026βTodayβs Mortgage Refinance Rates: September 28, 2026 β Rates Increase
Mortgage refinance rates increased on September 28, 2026, according to Forbes' daily rate tracking. The uptick means homeowners considering refinancing may face slightly higher borrowing costs than in recent days. Lenders' 30-year fixed and other refinance products are being watched closely by borrowers deciding whether to lock in now or wait for rates to ease.