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- 1Gold's $400 Drop Leaves Retiree Owing Medicare on Higher Peak●Gold Has Fallen Roughly $400 an Ounce Since August. The Retiree Who Sold at the Top Still Owes Medicare on the Top, in 2028
Gold prices have fallen roughly $400 an ounce since August, but retirees who sold near the peak face an unwelcome surprise: Medicare income-related premium calculations are based on tax returns from two years earlier. That means a retiree who realized large gains selling at the top in 2025 could still pay higher Medicare premiums in 2028, even after gold's decline.